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Saturday, 22 December 2007 |
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By Ki Gray
 The White House has recently unveiled a plan to help mitigate the wave of foreclosures that have recently swept the US as reports continue to predict that an even greater number (some estimate as much as 2 million) of Americans are likely to default within the next year.
This plan involves the major US lending companies making an agreement to freeze the relatively low "teaser" interest rates that many Adjustable Rate Mortages are set up with, instead of allowing them to reset at their regular time, usually two years from the loan's issue.
These subprime loans have an artificially low introductory rate of between 7 and 9 or more after the grace period, which many real estate owners have been unable to cope with in recent months, sending shockwaves through global markets as investors in mortage-backed securites have been spooked. As their loans have defaulted, the bonds that have been repackaged and sold have become basically worthless.
Bush's talks with mortage companies have been concerned with solving both aspects of this problem by extending the introductory rates |
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Last Updated ( Saturday, 22 December 2007 )
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Friday, 21 December 2007 |
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By Adam Boulton
 A virtual assistant works independently for a period of time to cater to the needs of his clients, working from home at his own pace and ease. Virtual assistants are normally experts in their fields of work. A Virtual assistant can be a freelance administrator, freelance programmer, freelance web designer, organizer, researcher, typist, editor, co-coordinator, secretary and so on. Clients too enjoy the flexibility of working with virtual assistants as they can capitalize on the services offered by the online workers without having to pay them regular wages and other fringe benefits, besides saving on rentals and transport of staff.
Choosing the best virtual assistant:
Outsourcing work to virtual assistants is very common these days, but it is essential to know if the virtual assistants are skilled and qualified to do the job. Below given are the practical points, which need to be considered while choosing the virtual assistants:
Methods of checking the professionalism and competence:
Since almost all the virtual assistants work from a distance, they need to have an online presence |
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Last Updated ( Friday, 21 December 2007 )
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